I highly recommend working with Fletcher Cartwright. Not only does he explain everything so you can understand but he goes that extra mile to help you and your family reach the goals you set out for. Then, once you get there he doesn’t abandon you! He then gives you contact information for any further questions or concerns or even possible future opportunities. Less

Fletcher was so incredibly helpful for my partner and I as first time homebuyers. He explained everything very thoroughly, assured us there were no stupid questions, and made himself available whenever we needed support. We always felt very well taken care of and trusted that he had our best interest in mind every step along the way. He was extremely knowledgeable about the options and benefits for first time home buyers. He was honest and transparent from start to finish and ultimately helped us successfully get across the finish line & into our dream first home. Would 100% recommend him to any buyer, but especially for a first time homebuyer. Less

Fletcher is very knowledgeable and professional. I can put any client in front of him, and he meets them where they’re at and gets the job done! He’s my go-to, and clients love working with him! Less

Fletcher was amazing throughout the process of our house mortgage. He provided patient and careful guidance, answered all our questions and concerns, and explained the best pathway for our case. We are grateful to him and his team that really allow us to obtain a good loan. If you are in the process of buying your first home, definitely reach out to him. Less

The responsiveness, clear communication and personable service is incredible. I really appreciate working with a mortgage provider I can trust and rely on for guidance and through the home buying process and life of the loan. Thank you Chris and team!!! Less

Chris Hartzell and his team were incredibly helpful, available, and easy to work with from start to finish. I appreciate that they were able to accommodate our work schedules, looked into things we had additional questions on, and eager to assist in any way. I am so glad we chose to work with Chris, not to mention his rates were better than any others we could find! I have already recommended Chris to others and will continue to do so. Less

I had an excellent experience with Union Capital for my mortgage. Chris and team were very thoughtful, organized, fast, and supportive. Highly recommended. Less

Easy to work with and very competitive if not better than most. Everything went seamless. Mike and his crew made everything happen quicker than I expected. I will be back! Less

Fletcher and his team did an amazing job as our lender. He thoroughly explained everything and I felt supported throughout the process. I am very pleased with the Union Capital team and would recommend them to anyone looking at financing a home purchase! Less

It was a pleasure working with Union Capital Mortgage. The hands on service provided from Ron and his team was first class. The process was efficient and smooth sailing all the way from start to finish! Thanks guys!! Less

Ron Szuch and his team were amazing! Impeccable professionalism with the ability to understand a client’s needs and guide them through the entire loan process. They were able to accomplish what other lenders said could not be done. I would highly, highly recommend Ron and Union Capital! Less

Ron and everyone at Union Capital Mortgage made the hectic process a stress free transaction. We really appreciated what Union Capital did for our family. Less

My experience with union capital mortage was excellent. They were very helpful and genuinely care about thier clients. My loan officer was chris hartzell and he was amazing. As a first time home buyer he and the loan team made things very easy amd straight forward for me Less

Mike and his team was great’. Helped us through the process. Very attentive and always quick with responses to any questions we had. Very professional and would highly recommend! Less

Ron and his team were absolutely amazing! They provided help, knowledge, and creativity when helping me with my loan. I couldn’t recommend them enough. Less

Mike made the entire process bearable since it had been many years since I applied for a mortgage. He was quick to respond to my questions. He explained what I needed to submit & why. Very sincere. I highly recommend Union Capital Mortgage. Less

Absolutely wonderful people to work with. Fletcher was extremely helpful and insightful every step of the way. It made the whole home buying process a breeze! Would recommend them to anyone looking to make the jump to homeowner! Less

Chris and his whole team are top notch. They are quick to answer any and all questions I had no matter how big or small. This is my second mortgage I have taken out with them and I will be going back to them for any needs in the future. They are honest and fair and get the job done quickly and correctly. 10/10 recommend. Less

Very helpful with collecting information for the application. Large banks do not give the personal attention that Union Capital Mortgage gives. Mike Buynak was there for me throughout the entire process. Less

I had a beautilful experience working with Ron and his team of professionals they worked very hard for me , and got the job done. I highly recommend Union Capital to anyone & everyone who wants professionals working for them Thanks Again 5 starts. Less

Ron and the entire team at Union Capital Mortgage are fantastic to deal with. I have worked with Ron for over 25 years and will continue to do as long as he's writing mortgages. Cheers! Less

Fletcher and his team were phenomenal from the beginning to the end, very smooth transition and look forward to doing further business with them in the future! Less

I worked with Ron, Marisa, and Ante. They were great to work with and functioned as a well-oiled machine. My loan had several complexities to it; however, Ante was able to work through all the issues and bring everything to a successful conclusion. Ron was great to work with because he could explain everything in a way that made it makes sense. Marisa is just great to work with when it comes to getting things done or resolved. I would highly recommend Union Capital and have already referred them to several of my colleagues. As the head of the company, it is important that customer service is a priority, and this group exemplifies this virtue. I would not hesitate to use this group again. Less

Never had anyone work so hard and fast for me !! Walked me through the process every step of the way ! I'm a veteran and went VA loan. I would recommend this company to everyone ! Fantastic work Union Capital Morgage Corp !!! Thank you so much !! Less

Mike Buynak and the Union Capital Mortgage team were absolutely amazing to work with! I’m a young first time homeowner and they took the worry out of everything and explained all the steps so well. I would absolutely recommend them! Less

Bob Antonelli went above and beyond throughout my long journey to find and purchase my home. HIs expertise, guidance, and putting my needs first were evident from start to finish. Less

The team at Union Capital was amazing to work with. This was my first time purchasing a home and I was terrified, but the team walked me through every step and helped me understand the process. The Union Capital team was professional, supportive and worked really hard at helping me secure my dream home; I would highly recommend them to anyone looking to purchase. Less

My husband and I had a great experience working with Chris Hartzell and Union Capital when we found our dream home this year and needed a quick pre-approval to make an offer and mortgage loan to purchase. We would not hesitate to recommend Chris to our friends and family for their mortgage needs. Less

Fletcher Cartwright was an incredible part of our home buying process! He kept us thoroughly informed with all we needed to know, which was super helpful as we were first time home buyers. Fletcher is also very organized, which was so helpful during this process. Highly recommend him and his great team! Less

Chris and his team made acquiring a loan for our new home straightforward and painless. From the initial interaction of providing all our information securely, to the closing, the process was straightforward. Obviously, another critical part of this process is communication. Chris and his team got an A+ in that category. Chris is also a great resource for other professionals in the area. Honestly it was easier than buying a new car. If the opportunity arises, I will gladly work with Chris again in the future. Less

Chris and his team were amazing partners in our home buying process! He was very knowledgeable about the market, building vs buying, and any other scenario we threw at him. The whole team was very organized and stayed on top of everything from start to finish! Less

We had an absolute exceptional experience with Chris Hartzell and team at Union Capital! Chris both educated and guided us through every step of the mortgage process while providing a clear, comprehensive view of what suited us best. We truly felt like he had our best interests at heart. Thank you! Less

Chris Hartzell, was amazing in helping me secure my first home. He was patient, helpful and provide exceptional guidance walking me through the loan process and explaining every step. I would definitely recommend their services for anyone looking to get their first home loan. Less

Fletcher of Union Capital Mortgage was absolutely wonderful to work with! Totally on top of everything going above & beyond in being attentive to our needs! He got us the best rates available too! Just wish we could’ve met him in person at some point? Less

I highly recommend the Union Capital Mortgage team. I was a first time home buyer and they were helpful, reliable and friendly through the entire process. They provided expertise, quality guidance and clear communication for a smooth process. Less

Had an absolute excellent experience with Fletcher and his whole team at Union Capital. Great communication and ability to explain some complicated concepts in a way that was easy to understand. I truly felt like they had our best interests in mind. I highly recommend! Less

Had a great experience with Fletcher at Union Capital. Communicative, helpful, prompt -- went above and beyond in explaining the process and answering all the questions I had along the way. Highly recommend! Less

Excellent Service and even better people. Fletcher walked me through every step of the process and was always available to answer any questions I had. Truly an above and beyond level of service. Less

I have worked with Chris Hartzell and the UCMC team for both of my home's mortgages over the past six years. Chris and his team impressed me every step of the way. They explained things to me in a way that I could understand. They were able to secure very competitive rates for me. They worked diligently with me to meet my closing dates. And they were a pleasure to work with. Whether you're a first time home buyer, or looking for a more experienced mortgage broker, I would highly recommend Chris and his team. Less

Chris Hartzell and Union Mortgage saved us time, money and headaches. They always had our best interests top of mind, and made the mortgage process quick and easy. Less

Chris, Fletch and the team were amazing to work with. They made the process seamless and easy. I would highly recommend working with them and refer them to my friends. Less

The owner of Union Capital, Ron Szuch, is one of the most helpful people I've ever met. I set up my first mortgage with Ron years ago, and have reached out for help a handful of times, the guy is the best. I highly recommend Union Capital. Thank you Ron! Less

I am the owner of Union Capital Mortgage and in Response to the seller review by Adam Craig I would like to offer a response. The loan closed in 45 days from date of application. We are averaging 30 days per closing but this deal had some self employed challenges that we resolved. The borrower/customer was more than pleased with the results! While we cant share borrower information the loan closed in a very reasonable time period. Sorry you had to wait at all but another lender may never have closed. Less

Going on 40 days and still can't close a standard sale. Appraiser went out of town 5 days after we ordered appraisal so it didn't get turned in until 2 weeks after it was ordered. You think they have another apprraiser... The slow closing and multiple extensions have caused big financial headaches because I wrongly assumed 30 day close was doable. Unimpressed Less