2026-06-11T20:01:26.096Z

Luke was fantastic in arranging our mortgage refinance. He understood our requirements, found suitable options and guided us through the documentation process quickly and efficiently.

2026-06-07T07:35:36.000Z

Luke O’Donnell from Blue Water Home loans has been exceptionally easy to deal with. His attention to detail and can do attitude is nothing short of refreshing. I for one will be using the services of Blue Water Home Loans for any further home loans and can recommend to anyone looking for a home loan

2026-06-07T07:34:03.883Z

Luke O’Donnell from Blue Water Home loans has been exceptionally easy to deal with. His attention to detail and can do attitude is nothing short of refreshing. I for one will be using the services of Blue Water Home Loans for any further home loans and can recommend to anyone looking for a home loan.

2026-05-17T01:51:06.365Z

Luke was amazing to deal with and made our process of getting our home loan as easy and enjoyable as ever!!

2026-05-05T02:56:30.621Z

Luke was great to deal with—very client-focused, responsive, and organised throughout the process. He arranged everything smoothly on behalf of his client and made communication easy. Would happily recommend his services.

2026-05-01T09:39:32.794Z

What a pleasure to deal with. Luke went above and beyond to help me out and make sure everything ran as smoothly as it could. Couldn't have asked for better service. Definitely be using Luke for my next purchase!!

2026-04-30T03:18:39.636Z

We have had an outstanding experience with Luke, easily the best broker out of many we have had when it comes to finance. Through the whole process, it was clear Luke genuinely cares about his clients. He helped us secure a great rate and was there every step of the way, which made the whole process feel easy and stress-free. Would highly recommend Luke to anyone looking to secure finance.

2026-04-24T02:56:31.666Z

Luke at Blue Water Home Loans was fantastic to deal with throughout my home loan process. He explained everything clearly, kept me updated, and made what could have been a stressful experience feel simple and manageable. His knowledge, patience, and responsiveness gave me real confidence from start to finish. I really appreciated his practical advice and friendly approach, and would happily recommend Luke to anyone needing any kind of loan.

2026-04-23T09:58:21.321Z

We couldn't have done the complex SMSF loan application without Luke. Luke was knowledgeable, patient, and always prompt to reply, and had the network required for the application. Because of his genuine interest in our financial situation, he felt like a company to us in this application. Highly recommend!

2026-04-13T00:44:29.341Z

Luke made the entire mortgage process feel incredibly fast, smooth, and straightforward — easily the least complicated experience I’ve ever had. He genuinely goes out of his way to help, and nothing ever felt like too much trouble. His communication was clear, responsive, and effortless from start to finish, which made a huge difference. I always felt informed and supported every step of the way. I wouldn’t hesitate to recommend Luke to anyone looking for a stress-free and seamless experience.

2026-03-10T00:46:42.809Z

We approached Luke O'Donnell to help us top up our existing home loan to get additional funds to purchase a caravan for our daughter who had become homeless due to domestic violence.Luke was very compassionate about the situation and even though there was not much in it for him, he just seamlessly made it happen. Luke always answered his phone when he could and he always returned our calls if we left a message. We are very grateful to Luke and highly recommend him.

2026-03-05T06:57:25.230Z

Luke is a highly skilled and knowledgeable broker. His expertise cover a broad range of lending including the highly complex SMSF. His honest and transparent approach is second to none. Highly recommended. Tom.

2026-01-16T10:06:50.546Z

Thank you Luke for all of your help in securing and understanding our business loan. With your help we were able to purchase a great business and it has changed our lives. No longer are we surviving, we are starting to live again. We would definitely recommend you to anyone!Happy New Year,warmest regardsThe Lamberts!

2026-01-16T01:20:00.000Z

Luke helped me to understand the current mortgage landscape with transparency. This included the loan off his panel I eventually went with.

2026-01-16T01:17:31.511Z

Luke showed me what the current mortgage landscape looks like and helped me choose what was right for me with transparency.This ended up meaning we found a mortgage off his panels.

2026-01-09T06:07:28.765Z

Luke is great to work with. He truly understood that I am the customer. Luke communicated well and often. He gave great suggestion and has the banks in his pocket.Not a time went by where he didn't reply to an email or phone call. Luke is my broker....full stop!!

2025-11-20T21:29:15.225Z

Luke has been very helpful, efficient and transparent in providing the information I was after. He is easy to communicate with via email or phone call. I highly recommend Luke if you are looking to purchase property.

2025-11-05T04:56:39.193Z

Huge thanks to Luke O’Donnell at Blue Water Home Loans.Luke didn’t just “do the loan”—he championed our application from start to finish. He compared lenders, mapped out clear scenarios, answered every question (quickly!), and secured us an excellent rate.What stood out most was how far he went above and beyond: proactive check-ins, zero surprises, and seamless coordination right through to settlement. Genuine five-star service— we’ll be sending friends and family your way. Highly recommend!

2025-09-19T23:53:39.765Z

Blue Water Home Loans is the one stop place for all your investment options. Luke is highly motivated and knows how to help. I would highly recommend Luke if you are looking to invest and/or buy your first home. Thanks for your help Luke and Blue Water Home Loans.

2025-09-16T16:48:04.168Z

I found myself needing a home loan in a very unusual set of circumstances. Luke came along after about a dozen brokers put me in the ‘too hard basket’. He took it as a personal challenge so he could learn about circumstances that most people never have to deal with. He was able to negotiate one of the lowest rates on the market with my first choice of lender, despite all the different conditions required by multiple parties, and guide me as a first time applicant throughout the process. He was patient throughout the many months it took to get through it all, but yet he was never far away when I had a question or needed help moving onto the next stage of the process. He even took time out of his personal holiday when the loan required finalising.I can’t recommend Luke enough and will definitely be contacting him again when it comes time for an investment loan.

2025-08-09T09:07:58.752Z

Absolutely fantastic company, super knowledgeable and friendly. Highly recommend 👍👍👍

2025-08-04T01:51:58.792Z

Highly Recommend Blue Water Home Loans – especially Luke! ⭐️⭐️⭐️⭐️⭐️We recently worked with Luke from Blue Water Home Loans to refinance our home loan and also secure an additional loan for home renovations. From start to finish, Luke was incredibly helpful, knowledgeable, and patient throughout the entire process.He took the time to explain everything clearly, kept us informed at every stage, and worked hard to get us a great outcome. Thanks to Luke, we not only have a better loan structure but also the funds we needed to move forward with our renovations.We’re so grateful for his support and wouldn’t hesitate to recommend him and Blue Water Home Loans to anyone looking for a trustworthy and professional mortgage broker.

2025-07-28T01:19:53.979Z

Luke is a warm and dedicated broker who puts you at ease and clearly explains the options available to you. He communicates in a timely and professional manner and in what can be a stressful process, I have found Luke to be a great asset to have on your side.

2025-02-18T12:51:54.000Z

I'd contacted Luke after my fixed rate had expired. Luke provided me with free loan comparisons and over the phone advice on my options. With his advice I was able to restructure my loan at a lower rate. I'd recommend contacting Luke if you have a home loan or are applying for one, it will give you some confidence when dealing with the home loan market.

2024-12-02T21:06:42.000Z

Luke clearly explained my options, ensuring I understood the different factors as well as pointing out differences between loan options. He kept in contact throughout the process and was well-organised. I would recommend him to others!

2024-11-29T02:10:23.000Z

we found Luke extremely well organised, honest and professional. he found us a great mortgage rate which will save us a lot of money in the long run. definitely recommend!

2024-09-25T12:08:51.000Z

Very genuine, open and straight up guy that truly wants to get the best possible outcome for you. We got everything we asked for and more when we refinanced our mortgage. Huge savings, a better interest rate, less minimum monthly payments and the potential to reduce years off the terms of our loan. He literally did all the work, spoke in layman’s terms so we could understand and made it really easy for us. I would highly recommend you call him. You have nothing to lose and so much to gain. I am already singing his praises to my family and friends. Cannot thank you enough for everything Luke. All the best. Sonya

2024-09-23T20:11:35.000Z

Highly Recommend! Luke presented as a knowledgeable, professional and genuine broker. From the get go he was very open and honest, with my interests at the core of the appt. Very happy with outcome.