2026-02-06T00:14:28.765Z

Our loan officer Tom was an absolute pleasure to work with. He was thorough. Communicated promptly and made this a smooth transaction. And most importantly Austin Capital Mortgage got us a good rate. We will use them again.

2026-02-03T02:39:42.500Z

2026-01-07T13:21:28.532Z

We have worked with Jeff and Charlie for several years on multiple different loans and refinances. They are more than just a loan officer. They truly go over and beyond to get the best deal for their clients in an efficient and professional manner. We just closed on another vacation home with them and will never go any where else for any mortgage needs we may have.

2026-01-06T17:34:03.833Z

Absolutely amazing experience, Jeff Wilkinson was amazing and helpful.. 20/10 would recommend anyone and everyone i run across to use Austin Captial... I'm not a bot and not paid by the company, genuinely Austin capital went above and beyond for me.

2025-12-05T19:35:26.951Z

I had talked to a couple of other banks but didn't have good experience, while other banks simply didn't respond as I was self-employed. I had almost given up my dream of buying a house when I was referred to Adrienne Sanchez and Austin Capital Mortgage. Adrienne was phenomenal to work with, a genuinely nice and pleasant person. She explained all the steps and kept me informed throughout the process. The process was smooth and completed in a timely manner. I highly recommend Adrienne and Austin Capital Mortgage.

2025-11-22T13:49:28.597Z

Jeff and team are first-rate. The communication was fast, accurate, extremely helpful, professional, AND personable. With many services in house, they are able to save on fees that other lenders have, and they offered a very competitive loan (even offering match my best comparison quote). You can't go wrong with Austin Capital Mortgage. Their reputation speaks for itself.

2025-11-20T17:50:19.821Z

I have worked with Austin Capital Mortgage through 5 different sale/refi transactions and they are always amazing! Adrienne is a rockstar and always finds the best deals for the client! Highly recommend - this team is great!

2025-11-19T22:51:34.187Z

I have used Charlie, Adrienne, and the team at ACM for over a decade on at least 6 transactions and keep coming back for more. The friendliness, timeliness, and outstanding service and follow-through speak for themselves!

2025-11-19T02:25:09.148Z

I enjoyed and appreciated the patience of Austin Capital Mortgage. What started out as a question about what if ended up in reality. They were friendly, understanding, and professional.

2025-08-12T19:05:03.484Z

Tom Oltmann. Is. The. Man.I've financed a handful of houses in the past with mediocre results, but the experience I had with Tom at Austin Capital Mortgage was off the charts. The personal touch was incredible. Tom was hands-on through the whole process. He didn't hand me to the next department. He gave me an overview of the process, answering every question, contacting me if any help was needed, worked with us to get the DTI where it was needed and getting the whole thing through to the finish line. I know Tom does these things all day everyday with hundreds of clients, but he made us feel like we were the number one priority and the only one he was working with. As I said, the personal touch was incredible! Thank you Tom! I will be recommending you to all my family and friends!Jon in Salado

2025-08-01T22:47:04.245Z

My wife and I recently purchased our first home thanks to Tom Oltmann's world-class services. As first-time buyers, the entire process was a bit daunting before establishing a relationship with a loan officer: we had no idea who to contact first, what questions we should ask, what information we should prepare in advance, etc. Boy, did we luck out. Tom's expertise was evident from the first conversation I had with him. Not only did he spend a good half-hour on the phone with me answering questions prior to entering into a formal business relationship, he also put zero pressure on us to go with him/Austin Capital Mortgage. In fact, he actually encouraged our desire to do additional research to make sure that he and his firm were a good match for us (huge green flag, imo). Having time and space to make one of the most significant decisions of one's life, free from hard-sell tactics that leverage a sense of urgency into unprepared action, was incredibly important to us.As we progressed through the buying process, Tom was always knowledgeable, personable, and, most importantly, a quick phone call away. We never encountered an issue that couldn't be resolved by reaching out via phone or text.I seriously cannot give Tom enough praise. He turned an intimidating and seemingly opaque journey into a walk in the park. If ever we find ourselves in a position that necessitates the purchase of a new home in the same area, Tom will be the first person we call.Thanks again, Tom!

2025-07-18T19:32:16.117Z

I recently worked with Tom Oltmann as my loan officer, and I was impressed with his service. From start to finish, Tom was incredibly professional, responding to all my questions and concerns almost immediately - often within minutes. He made the entire process seamless and stress-free, communicating every step clearly and thoroughly so I always knew what to expect. What stood out most was his reliability; he followed through on everything he promised without any delays or surprises. Tom is truly easy to work with, and I wouldn't hesitate to choose him again for future needs.

2025-07-17T23:36:46.140Z

These folks are great!! Smoothest experience with everything!!

2025-07-02T20:51:45.865Z

Absolutely incredible service! Nicholas Josey was our helping hand in making everything go smooth as possible. We felt we had nothing to worry about, and placing our trust in him paid off. We got the best possible rate of anywhere available and prompt efficient service when needed. If we need another loan we will be running back here as fast as we can! Thanks for all the hard work!

2025-06-19T16:02:58.170Z

Jeff and Brian were outstanding throughout the entire loan process. They really went above and beyond to help us get our loan over the finish line. Our family is loving our new home and we have Aspire to thank for it!

2025-06-18T16:20:08.647Z

Adrienne Sanchez is amazing to work with, very knowledgeable, professional and fast. My buyer decided to change lenders at the very last minute, days before the closing date, and Adrienne was able to get his loan approved and clear to close on time. She communicates with all parties and a pleasure to work with. Great customer service!!

2025-06-17T23:22:05.669Z

Jeff and Adrienne were awesome partners in the whole process, starting from initiating the loan application all the way until closing. Highly recommend them to anyone who wants a clean, clear process and great partners to help with their mortgage needs in the future.

2025-06-17T14:58:24.726Z

Austin Capital Mortgage was so helpful getting my refinance done...quickly, easily, and at a great rate. I highly recommend the team, special thanks to Adrienne for her fantastic support. Austin Capital Mortgage knows what they are doing...first class!

2025-06-16T22:20:33.901Z

Read this review if you want, but I’m sure if you’re reading this you were also having trouble finding a mortgage company. That’s not trying to screw you over. Thus was my experience In May 2025. Not only did Capitol mortgage dramatically beat another rate that I got, they closed in less than a month. No hiccups, no delays, no irritations. I can tell you honestly, this is the only mortgage company I will ever work with. Even when somebody was out of the office, somebody else filled in and helped me out. 10 out of 10 experience. Thanks Charlie and Adrienne

2025-05-01T21:22:12.633Z

Great experience working with Nicholas Josey. Great communication. Managed expectations well. Closed well ahead of schedule. Highly recommend