2026-06-11T13:22:12.000Z

Andris handled a complex cash-out refinance on our primary residence in Merritt Island, Florida, and I can't recommend him highly enough. Our situation was anything but simple. We're self-employed with multiple income streams, including 1099 contractor work, short-term rental income from several investment properties, and a partial stake in several businesses. If that wasn't complex enough, we were also using the funds to acquire another property internationally. Andris navigated all of it. When the underwriter came back with conditions, he didn't just forward us a list and disappear; he walked us through exactly what each item meant, what was needed, and why, and he stayed on top of every moving piece until it was done. He was patient with our endless questions, responsive at all hours, and never once made us feel like a bother. If you have a straightforward W-2 loan, plenty of people can help you. If you have a complicated financial picture and need someone who actually knows how to structure and document it, Andris is the one to call.

2026-04-16T01:58:50.000Z

Andris was absolutely instrumental in helping me close on my third investment property — a 4-plex in Hemet, CA — using a DSCR loan with just 15% down. From the very beginning, his skill and depth of knowledge were clear. I brought him the deal, but his guidance on structuring the financing made the outcome even better than I originally expected. What really sets Andris apart is his expertise in DSCR loans and investment property financing. He doesn’t just process a loan — he truly understands the strategy behind it. When things became complicated and we faced seller delays on a tight timeline, he stayed calm, proactive, and solution-oriented. His responsiveness was incredible; every question was answered quickly, and he consistently kept the process moving forward. Beyond his technical expertise, Andris brings a level of compassion and care that’s rare in this industry. He genuinely wants his clients to win. Thanks to his persistence and professionalism, we not only closed — we closed a day early. I plan to continue working with him on future deals and highly recommend him to anyone looking for a knowledgeable, strategic, and dedicated lender broker. Five stars all the way!

2026-01-29T22:41:27.000Z

We are from Minnesota and while visiting Palm Springs last February & March, we decided to purchase a winter home. We were very fortunate to be referred to Andris Lauzums to help us secure a mortgage. Andris answered right away when we called, took some information from us, and by the next day had prepared a preapproval letter. Purchasing a home is stressful, but Andris patiently guided us every step of the way. He was professional and extremely thorough throughout the process, and we secured the mortgage at an interest rate better than we expected. You can trust Andris without hesitation to look out for your interests and get you the best deal possible. We highly recommend Andris to assist you with your home mortgage!

2025-05-09T00:00:00.000Z

We are from Minnesota and while in Palm Springs in February & March, we decided to purchase a winter home. We were very fortunate to be referred to Andris Lauzums to help us secure a mortgage. Andris answered right away when we called him, took some information from us, and by the next day had prepared a preapproval letter. Purchasing a home is stressful, but Andris patiently guided us every step of the way and ensured the mortgage application was done accurately (and electronically). He was professional and extremely thorough throughout the process, and we secured the mortgage at an interest rate better than we expected. We highly recommend Andris, without hesitation, to assist you with your home mortgage!

2025-05-07T00:00:00.000Z

Andris is extremely professional, knowledgeable, and courteous. He helped me and my business partner secure a DSCR loan for our first real estate investment property. Highly recommended!

2025-04-18T00:00:00.000Z

Andris provided the best help during a difficult and complicated time. Buying a house is a stressful ordeal and Andris helped lessen that stress with his professionalism and reassurance. My credit was not so great but Andris worked hard to find me the best loan for my situation. I would recommend Andris to anyone in need of finding a home loan.

2024-08-09T00:00:00.000Z

I recently had the pleasure of working with Andris for the second time, and once again, he exceeded all expectations. Our recent mortgage application was in jeopardy of being denied, an outcome we hadn't anticipated, especially since we were well into the transaction process and nearing the finance contingency deadline of 21 days. With time running out and the stress mounting, I reached out to Andris, who had previously assisted us with the purchase of our current apartment a few years ago. He came highly recommended by a trusted friend, and we were confident that he could navigate us through this challenging situation. Andris immediately took charge of the situation. His deep knowledge of the mortgage industry and his unwavering commitment to securing our loan were evident from the start. He quickly identified the underlying issues that were putting our application at risk and formulated an effective strategy to overcome them. His expertise and quick thinking turned what seemed like an inevitable denial into a successful approval. What stood out to us the most was Andris’s ability to break down complex financial concepts into terms we could easily understand. He kept us informed and reassured throughout the entire process, transforming what could have been a nerve-wracking experience into a smooth and manageable one. Thanks to Andris’s proactive approach and his profound understanding of the mortgage landscape, not only did we secure the loan, but we also met our finance contingency deadline and closed on our new home as scheduled. His efforts truly changed the trajectory of our loan process, and we couldn’t be more grateful. I wholeheartedly recommend Andris to anyone in need of a skilled, reliable, and dedicated mortgage originator. His expertise and professionalism are unmatched, and we are incredibly thankful for his help.

2022-07-21T22:32:17.000Z

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