2026-08-28T12:09:39.979Z

2026-08-19T18:49:14.803Z

As a first time homebuyer, John was excellent. He was very clear on communication, expectations, and next steps. He is very knowledgeable about all things VA loan, as well as disability exemptions. He made the process of buying a home easy. We even closed over a week early! Overall great experience, and I'm going to be recommending him to anyone I know who is buying in MD.

2026-08-19T14:41:13.630Z

very easy to work with. Very efficient in his responses.

2026-08-17T22:27:20.164Z

I just need to say It was such a blessing to have John Shea at Bay Capital Mortgage to handle my process in getting my new home. He os focus heavily on the core customer experience by showing up on time and communicating clearly.Over-deliver by adding thoughtful touches, making sure you are aware step by step, totally keep you informed, .aking sure he stay on you to turn in formation and documents and great keeping you engaged on the process.Prompt customers smoothly via automated texts or quick follow-ups while the experience is still fresh.Watch this video to learn effective strategies how to spend your money better. He gets you through each step. He is very personable. He earn top-tier reviews from us and his customers: He is the best of the best and I will recommend him to anyone because he is the best.

2026-08-17T16:26:01.966Z

Always great service and a pleasure to work with John Shea. I appreciate that he consistently keeps us informed of the status of loan approval for his clients and is always responsive. It makes the process smooth for all parties involved. Thank you!

2026-08-01T13:52:13.286Z

Best experience we could ever imagine as first time home buyers, able to close in just 18 days. John communicates very well and was happy to answer all of my (many) questions throughout the entire process. Could not have been happier with our decision to go with John as our mortgage lender.

2026-07-24T22:48:53.683Z

John was amazing to work with!!! He was communicative throughout the process and on top of everything from minute one. With John handling the loan, there was no question there would be zero issues heading to the closing table on time. I highly recommend using John at Bay Capital Mortgage.

2026-07-13T21:59:19.188Z

John Shea and his team are excellent. My fiancée and I were first-time homebuyers who didn’t really know where to start. I searched online for how to begin the pre-approval process and found the first step was finding a lender with great reviews. Luckily, I came across John and decided to give him a call.From our first conversation to shaking his hand at the closing table, John and his team were knowledgeable, responsive, and transparent every step of the way. He took the time to schedule video calls to walk us through the process, answer our questions, and make sure we felt comfortable.When we found a house we loved, John made sure everything was in place so we could move quickly. Thanks to the hard work of our real estate agent, John, and his team, our offer on our dream home was accepted.Buying our first home felt impossible, but John and his team streamlined the process and took much of the stress out of it. I would recommend them without hesitation.