Clear, patient, informative, professional, knowledgeable, friendly, flexible.

Tom (TKI Navigators) has now helped our family with Medicare transition and coverage via NJ. Highly knowledgeable, informative and a very valuable resource for an insurance transition.

Tom very knowledgeable.helped me figure out what was best and which direction I might go.

Thorough, Polite, Professional and Informative.

Tom K is very knowledgeable, courteous and professional. be careful he goes over all your needs to see which plans fit the best for you. He gives you side by side comparisons of different options. At the end, the choice is yours, but you’ll be better educated. He breaks it down to simplify it into something that you’ll understand.

Very helpful with teaching me about my Medicare choses. Thanks Tom!

We deal with many public service professionals and private business owners. None have so genuinely shown care about our circumstances and creatively finding the best way to meet our needs as Tom Kowalczyk of TKI Navigators. The time and energy he invests in our lives makes us feel safer and optimally prepared for each year to come, one at a time, as he revisits us. We are ever grateful to him.

Tom K. Was very iformative about the plan that was suitable for my needs with Medicare. I woukd recommend Tom K.

Tom is very patient and he takes his time to answer all of your questions and concerns. It was a pleasure doing business with him!